What does Auto Medical Payments Coverage provide?

Auto Medical Payments Coverage is designed to pay for medical expenses incurred by individuals injured in an automobile accident, regardless of who is at fault. This coverage typically applies not only to the insured driver but also extends to passengers in the vehicle at the time of the accident and, in many cases, covers household members who might be injured in any auto accident, regardless of whether they were in the insured vehicle or not.

Therefore, the correct option conveys this broad protective feature, emphasizing that it covers all household members who are injured in any automobile accident, without the need to establish fault. This comprehensive coverage is an important benefit for ensuring that medical expenses related to auto injuries are addressed promptly, providing peace of mind for the insured and their family members.