What is defined as a report detailing a policyholder's claims history in insurance terminology?

The term defined as a report detailing a policyholder's claims history within insurance terminology is a loss run. A loss run report provides a comprehensive overview of the claims that have been made by a policyholder over a specific period. It typically includes various details such as the dates of the claims, the nature of the claims, the amounts involved, and the status of those claims. This report is crucial for insurers and brokers as it helps them understand the risk profile of the policyholder, assess their previous insurance claims activity, and make informed decisions regarding underwriting and pricing for future policies.

In the context of the other choices, while a claim statement may refer to specific claims made under a policy, it does not encompass the policyholder's entire claims history as a loss run does. An underwriting report focuses more on the assessment of risk and the factors considered to accept or deny coverage rather than detailing past claims. A risk assessment evaluates the potential risks associated with an individual or entity, which may factor in the claims history but does not specifically define it as a document. Therefore, the loss run is the most accurate and specific term for a report detailing a policyholder's claims history.