What is the purpose of towing and labor coverage?

Towing and labor coverage is specifically designed to provide financial protection for expenses related to roadside assistance, including towing a vehicle to a repair facility and the labor costs associated with getting the vehicle back on the road. This type of coverage is beneficial when a vehicle is unable to drive due to a breakdown or other issues, as it helps cover the costs that may arise from these situations.

This coverage typically does not extend to the purchase of new vehicles, repair expenses for damages that result from accidents, or costs associated with rental vehicles. Instead, it focuses on the immediate needs that arise when a vehicle requires assistance on the road, ensuring that drivers are not left to cover these unexpected costs on their own.