What is typically included in a loss run report?

A loss run report is a document that details an insurer's history of claims for a particular policyholder. It typically includes a list of recent claims made by the policyholder. This report provides valuable insights into the policyholder's risk profile and claims experience, which can affect future insurance premiums and coverage options.

Including a list of recent claims in this report allows stakeholders to assess the frequency and severity of claims, making it a crucial tool for underwriters and risk managers in evaluating the risk associated with the policyholder. Understanding the claims history is essential for making informed decisions regarding policy renewals or adjustments.

The other options, while possibly useful in various contexts related to insurance, do not encapsulate the primary function of a loss run report as effectively as the list of recent claims does. Current policy limits, for instance, are generally discussed in the context of the policy document itself rather than the loss run report. Insurer's guidelines pertain to underwriting criteria and practices but are not part of the claims history. Policyholder's contact information might be included but is not a focal point of a loss run report, which is primarily concerned with claims data.