Which of the following is NOT covered by a Commercial General Liability policy?

In the context of a Commercial General Liability (CGL) policy, employee personal injury claims are generally not covered. CGL policies are designed to protect businesses from liability claims arising out of third-party bodily injury, property damage, and personal and advertising injury. However, claims related to employee injuries are typically covered under workers' compensation insurance, not CGL policies.

This distinction is important because a CGL is tailored to address risks associated with interactions between the business and external parties (customers, clients, etc.), rather than the internal employee-employer relationship. Therefore, if an employee sustains an injury while performing duties within the scope of their employment, that claim would fall under workers' compensation, which provides benefits without requiring the employee to prove fault.

In contrast, the other options are covered by a CGL. Liability incurred by partners relates to the potential liabilities a business might face due to actions taken by its partners in the course of business operations. Off-premises incidents related to business refer to events that may happen away from the main business location but are still connected to business activities. Bodily injury caused by business operations directly falls under coverage in a CGL as it pertains to injuries that third parties may sustain due to the business's activities.