Which type of insurance protects businesses against vehicle-related liabilities?

Commercial auto insurance is the correct answer because it is specifically designed to cover vehicles that are used for business purposes. This type of insurance protects businesses from financial losses that could result from accidents involving company vehicles, as well as liability arising from injuries or property damage caused by those vehicles. It provides coverage for various vehicle-related liabilities, including bodily injury, property damage, and medical payments incurred during business operations.

General liability insurance, while it does provide coverage for various liabilities, does not specifically address vehicle-related incidents. It typically covers claims of bodily injury or property damage that occur on a business's premises or due to the business's operations but does not extend to vehicle use.

Worker's compensation insurance is focused on providing benefits to employees who suffer work-related injuries or illnesses. It does not cover vehicle-related liabilities since its primary purpose is to address employee-related risks, not liability associated with vehicle accidents.

Property insurance primarily protects physical assets owned by a business, such as buildings, equipment, and inventory, against risks like fire, theft, or vandalism. It does not deal with liabilities resulting from vehicle use.

In summary, commercial auto insurance is uniquely suited to address the specific risks associated with vehicles used in business, making it the correct choice for protecting businesses against vehicle-related